The 13th-month persistency rate of life insurers - an important metric indicating the retention of new policies - declined in the first quarter of 2025-26 (Q1FY26). This fall was primarily driven by a lower share of high-value policies, following taxation changes implemented in April 2023.
With demand for information-technology (IT) services in North America still sluggish, Europe has become a source of optimism for Indian companies because it is delivering steady gains over the past two years and continuing to outperform in the latest quarter. Yet analysts caution a full-scale revival will require a rebound in the United States (US), particularly in manufacturing, retail, and BFSI (banking, financial services, and insurance), because Europe contributes only about a third of the revenues.
Uttam Ghosh offers his take on the events in Tripura, which led to several people being charged under the draconian UAPA, for questioning the state government's version on the recent violence in the state.
Uttam Ghosh offers his take on Sidhu's latest drama.
Uttam Ghosh offers his take on the rise in the price of fuel and cooking gas
Uttam Ghosh salutes Danish Siddiqui, the incomparable photojournalist who was murdered by the Taliban and whose images of our times will live on for eternity.
The factor fund launch spree by mutual funds (MFs) is moving from the passive to the active space. Two new fund offerings (NFOs) - ICICI Pru Active Momentum Fund and Bandhan Multi-Factor Fund - are currently open for subscription. Sundaram MF's multi-factor fund NFO closed this Wednesday.
Uttam Ghosh offers his take on Mukul Roy's return to the TMC.
Uttam Ghosh offers his take on the current state of Indian democracy.
India Inc, which is sitting on cash balances of 13.5 trillion, is using the funds to meet capital expenditure as well as brownfield expansion, resulting in 'anaemic' demand for bank loans, State Bank of India (SBI) chairman CS Setty said at an event on Monday. He added that a slowdown in corporate credit is mainly due to lack of demand.
Uttam Ghosh offers his take on Gota's flight in the middle of the night.
Uttam Ghosh offers his take on the brouhaha after the prime minister could not attend what critics describe as a sparsely attended BJP rally in Ferozepur, Punjab, because protesters blocked part of the route.
'Active funds have the ability to manage downside risk.'
Uttam Ghosh offers his take on Uttar Pradesh Minister Sanjay Nishad's comment that who don't speak Hindi should leave India.
offers his take on the constantly zooming fuel prices in the country.
Equity investors are up for an eventful trading week ahead as the 90-day suspension period of the reciprocal tariffs announced by US President Donald Trump ends on July 9, analysts said, adding that a positive outcome from the trade negotiations could further lift market sentiment, particularly benefiting trade-sensitive sectors.
State-owned Bank of Baroda (BoB) on Sunday said it has cut its benchmark lending rate linked to repo rate by 50 basis points in line with the RBI's rate reduction. Meanwhile, private sector HDFC Bank reduced its Marginal Cost of Funds-based Lending Rates (MCLR) by 10 basis points across tenure, which will benefit borrowers whose loans are linked to this benchmark.
Uttam Ghosh offers his take on why writer Aakar Patel -- who is also chairman of the Amnesty International India board -- is being prevented from traveling abroad.
'It must become faceless, just as the entire direct tax assessment system has already become fully online, without any human intervention in the normal course,' recommends A K Bhattacharya.
Non-resident Indians (NRIs) haven't gone big on the Indian stock market story despite the post-pandemic boom. While domestic participation through mutual funds (MFs) and dematerialised accounts has soared, NRI participation figures show limited signs of a similar rise.
'What we see now is a much stronger need for data sovereignty.'
'Maintain a balanced approach with a preference for short-to medium-duration funds.'
Uttam Ghosh offers his take on the Trinamool Congress vanquishing the Bharatiya Janata Party in Bengal.
'Market momentum and investor interest are at unprecedented levels, making this the opportune moment.'
Uttam Ghosh is appalled by Bollywood performer Kangana Ranaut's inane remarks on India's struggle for freedom from British rule during which scores of Indians went to the gallow and millions went to prison.
Uttam Ghosh offers his take on the exit polls against the backdrop of increasing crude oil prices.
Ashok Gehlot, widely seen as the Congress's ruling family's nominee for the Congress president's post, bunged a spanner in the works when his MLA supporters submitted their resignations on Sunday night to assembly Speaker C P Joshi.
Uttam Ghosh offers his take on Prime Minister Narendra Damodardas Modi's sudden decision to repeal the three farm laws.
Uttam Ghosh offers his take on the plight of the protesting farmers and the government's priorities.
Private equity and venture capital investments dropped to $4.7 billion in April this year on heightened uncertainty and high valuation expectations of sellers, a report said on Monday. The overall amount invested is 6 per cent lower than the $4.9 billion recorded in April 2024, and 20 per cent lower than the $5.9 billion in March 2025, the report by industry body IVCA and consultancy firm EY, said.
Uttam Ghosh offers his take on Mohan Bhagwat's views.
Uttam Ghosh offers his take on Health Minister Harsh Vardhan's statement that India is better prepared in 2021 to handle COVID-19.
'The kids are already used to this place. We go back and that's a different environment.' 'So, mentally, emotionally we are stressed.'
Uttam Ghosh will always remember August 7, 2021, the day an Indian athlete won an Olympic Gold Medal.
Uttam Ghosh offers his take on democracy in the Modi era and the prime minister's Rs 200 billion dream.
Uttam Ghosh offers his take on the Lakhimpur Kheri tragedy.
Given that a sizeable part of this money is part of the coveted current accounts and savings accounts, it is surprising that banks are not in a hurry to revive these accounts, notes Tamal Bandyopdhyay.
"We currently manage collections for over 98 million retail and small-business loan accounts, covering a loan book of about $250 billion," says Rishabh Goel, cofounder and chief executive officer (CEO) of Credgenics, a software-as-a-service platform for debt collection. With more than 700 million smartphone users and over 450 million UPI users, digital access is everywhere.
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